Pakistan Bank: Pakistan Listed Banks Profit grew by 14% in 1Q2025 Despite Falling Rates Mainly Supported by UBL & NBP - By Topline Research

<p></p><ul><li><span style="font-family:Arial, Helvetica, sans-serif;font-size:medium;">Pakistan's listed banks profitability clocked in at Rs173bn, up by 14% YoY and 12% QoQ in 1Q2025.</span></li></ul><ul><li><span style="font-family:Arial, Helvetica, sans-serif;font-size:medium;">Despite the decline in interest rates, the sector's NII clocked in at Rs536bn, up 23% YoY and 2% QoQ in 1Q2025, led by volumetric growth, favourable repricing, and higher yield of repo borrowings. Interest income declined by 19% YoY and 13% QoQ to Rs1.4trn, whereas interest expense declined by 32% YoY and 20% QoQ to Rs0.9trn.</span></li></ul><ul><li><span style="font-family:Arial, Helvetica, sans-serif;font-size:medium;">Non-interest income of the sector increased by 6% YoY but declined by 28% QoQ to Rs133bn in 1Q2025. The QoQ decline is due to a fall in capi...