Habib Bank (HBL): 1Q2025 EPS at Rs11.3 (Earnings higher than expectations) - By Topline Research

<p></p><ul><li><span style="font-family:Arial, Helvetica, sans-serif;font-size:medium;">Habib Bank (HBL) announced its 1Q2025 result today, where the bank recorded consolidated earnings of Rs16.6bn (EPS of Rs11.3), up 9% YoY and 15% QoQ.</span></li></ul><ul><li><span style="font-family:Arial, Helvetica, sans-serif;font-size:medium;">The result came higher than industry expectations due to higher-than-expected Net Interest Income (NII) and Gain on securities.</span></li></ul><ul><li><span style="font-family:Arial, Helvetica, sans-serif;font-size:medium;">Net Interest Income (NII) for 1Q2025 settled at Rs69bn, up 12% YoY and 14% QoQ, as interest earned declined by 21% YoY and 17% QoQ to Rs157bn, while interest expense fell by 36% YoY and 31% QoQ to Rs88bn</span></li></ul>