Habib Bank Limited (HBL): 3QCY24 Analyst Briefing Key Takeaways – By Taurus Research

<p></p><ul><li><span style="font-family:Arial, Helvetica, sans-serif;font-size:medium;">HBL is currently operating with 1, 727 branches, serving over 37Mn customers. It is the market leader in Agri-Finance (33% market share); SME Finance (19% market share); and Consumer Lending (largest consumer book in industry) &ndash; leading in Auto loans, Personal Loans and Credit Cards, respectively. HBL also holds 23% and 29% market share of business payments and collections business, respectively. Trade business market share is ~11%. Remittances market share is about 8.34%.</span></li></ul><ul><li><span style="font-family:Arial, Helvetica, sans-serif;font-size:medium;">CYTD deposits are up 16%, clocking-in at PKR 4.8Trn. Further, advances arrived in at PKR 1.8Trn, growing from the low witnessed as of Mar&rsquo;24. Majority of the loan book...