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This page sets out the special Terms and Conditions for Investors Lounge. By using Investors Lounge, you agree to abide by these Terms and Conditions. The terms and conditions may be modified at any time and a notice regarding any important material changes will be posted on the website. However, we are under no obligation to ensure that you have read the updates in terms and service conditions. It is user’s responsibility to check for updates time to time. Your continued use of Investors Lounge and its Services means that you accept any new or modified terms and conditions.

Neither is Finox Private Limited a financial advisory firm nor are employees of Finox (Pvt) Ltd, investment advisors. The purpose of this website is not to give any advice on your personal investment strategy. If you base your investment decisions on content of this website, you may lose part or all of your money. You should not violate any other law or regulation, including, without limitation, the rules and regulations of the Securities and Exchange Commission of Pakistan and national or other securities exchanges, especially including the rule against making false or misleading statements to manipulate the price of a security or the rule requiring you to disclose any compensation you may receive for describing a security. You should not access Investors Lounge by any means other than through the interfaces we provide for use in accessing our services or use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites, except those automated means that we have approved in advance and in writing. Investors Lounge, in its sole discretion, reserves the right to remove any postings, or deny access by any individuals, for any reason or no reason. If you see something that you feel is a violation of the Investors Lounge Terms and Conditions, please notify us by emailing at: info@InvestorsLounge.com. We reserve the right to change the Terms and Conditions at any time. Changes will be posted on the applicable web page.

Members may only maintain one active registration with Investors Lounge. By accepting this agreement, you certify that you personally have no other registration with Investors Lounge. Each member of Investors Lounge may select his or her own screen name. By becoming a member, individuals agree to have their screen name, portfolio performance, and stock analyses displayed on the site where Investors Lounge deems appropriate. Individuals desiring to become members must agree to be profiled both on and off the site. Members may not use any trademarked item in their fund names or screen names. If you register, you agree to provide Investors Lounge with accurate, complete, and updated registration information. Failure to do so shall constitute a breach of these Terms and Conditions, which may result in immediate termination of your account. You may not enter, select or use a false name or an email address owned or controlled by another person with the intent to impersonate that person. Investors Lounge reserves the right to refuse registration of, or cancel a user name in its discretion. You shall be responsible for maintaining the confidentiality of your password and are fully responsible for all activities that occur under your user name and password. Any user name and password provided to you for your access to the service shall be for your personal use only.

Investors Lounge may, from time to time, and at its sole discretion, offer its members financial rewards based on their activities on Investors Lounge. Any such reward program comes with no contractual obligations whatsoever on behalf of any party and is purely a voluntary promotional reward that Investors Lounge may decide, at its sole discretion, to offer to or withhold from certain users, and users will be free to accept or decline as they see fit. The criteria for selection may be changed at any time without notice. Members who fail to abide by Investors Lounge's rules, fail to follow instructions from staff members, or otherwise engage in behavior that would reflect poorly on the reputation of Investors Lounge may be, at Investors Lounge's sole discretion, disqualified from financial rewards and/or banned from the site without prior notice. All applicable taxes, if any, that may result from members choosing to accept financial rewards from Investors Lounge are the sole responsibility of the members. Information on Investors Lounge is provided 'as is'. Some market data is provided for informational purposes only and is not intended for trading purposes. Quotes and calculated performances are delayed. Investors Lounge provides stock quotes and calculated performances solely for informational purposes and does not guarantee the accuracy of the information provided. Investors Lounge shall not be liable for any errors or delays in content, or for any actions taken or not taken in reliance thereon. Investors Lounge reserves the right to modify these rules or terminate any program, feature, portfolio, report, site, offering or service at any time, and at its sole discretion, without prior notice.

  • Unauthorized access to our sites is a breach of these Terms and Conditions and a violation of the law. You agree not to access our sites by any means other than through the interfaces we provide for use in our accessing our sites.
  • Investors Lounge may at any time, without prior notice and at its sole discretion, remove any post, terminate the membership, or take any action for violating the above provisions or otherwise take an action disruptive to a service.
  • You are responsible for statements made and actions taken through the use of your password.
  • You agree to immediately notify Investors Lounge of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data. You may not or allow others to:
    • Post or transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person
    • Post or transmit any material that you don't have the right to transmit under law (such as copyright, trade secret or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements)
    • Disclose material, non-public information about any company
    • Post, transmit, or link to sexually explicit material
    • Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity
    • Post or transmit any advertising, promotional materials, or other forms of solicitation including chain letters and pyramid schemes
    • Offer, sell, or buy any security
    • Post or transmit any file that contains viruses, corrupted files, "Trojan Horses," or any other contaminating or destructive features that may damage someone's computer
    • Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites
    • Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems or Services
    • Take any action that damages or disrupts the functioning of our systems or services

We cannot and we do not warrant the completeness or accuracy of the Content found in our Services or its usefulness for any particular purpose. Investors Lounge makes no promises that our content or any of the services will be delivered to you uninterrupted, timely, secure or error-free. Under no circumstances will Investors Lounge, its employees or its agents be liable for direct, indirect, incidental or any other type of damages resulting from your use or downloading of any material on our sites, even if we have been advised of the possibility of such damages. This includes, but is in no way limited to, loss or injury caused in whole or in part by our negligence or by anything beyond our control in creating or delivering any of our services. You are hereby agreeing that you bear responsibility for your own investment research and decisions. You also agree that Finox, its directors, its employees and its agents will not be liable for any investment decision made or action taken by you and others based upon reliance on news, information, opinion or any other material published through our services. Investors Lounge does not take responsibility, or make any claims or representations, for the accuracy, completeness, or even the truth of every bit of data, information, and opinion provided through our services. NEITHER FINOX NOR ANY OF OUR PARTNERS MAKE ANY WARRANTY THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL THAT YOU PURCHASE OR OBTAIN FROM THE USE OF OUR SERVICES WILL MEET YOUR EXPECTATIONS AND ANY ERRORS WILL BE IMMEDATELY CORRECTED. NEITHER WE NOR ANY OF OUR PARTNERS MAKES ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO OUR WEBSITES, ANY CONTENT, OR ANY OF OUR SERVICES, TOOLS, PRODUCTS, OR PROPERTIES, YOU EXPRESSLY AGREE THAT YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF OUR SERIVCES AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT. SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABLITY AND THAT OF OUR THIRD PARTY CONTENT PROVIDERS WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. Other If any provision in this Agreement is found to be invalid, unenforceable, or nonsensical, the remaining provisions will continue in full force and effect. This Agreement is and always will be governed by the laws of the Islamic Republic of Pakistan. Our services are directed at the Pakistani audience. We cannot warrant that the Services are appropriate for users outside Pakistan or that use of the Services is permitted under the laws of other jurisdictions. All personal data are maintained in the Pakistan under the terms of our Privacy Policy.